At Alberty Asset Management our clients choose the level of service that works best for them. Some clients want to be actively involved in managing their day-to-day financial and investment decisions. Other clients prefer to delegate portfolio management and oversight to a professional. Once you become more familiar with your options, you'll be able to decide what works best for you.

As you consider the range of financial planning services that are available, it's important to be realistic about your time constraints, your level of expertise and interest, and your historical experience with money-related issues.

This is a big decision that will impact the rest of your life. It's okay to take the time you need to do it wisely.

We provide three levels of service:

• Retirement Planning
• Investment Management
• Focused Consultation

The first step to good planning is to find out where you are today. To do that, it's helpful to gather the following documents:

• Recent statements from your bank, credit union, or brokerage
• Recent statements from your workplace and/or personal retirement plans
• Copy of your last tax return
• Copy of your W-2 form or a recent pay stub
• Social Security statement estimate, if available
• Pension statement estimate, if available
• A list of outstanding debts or obligations (mortgage, car, credit cards etc.)
• An estimate of your monthly expenses

Depending on your circumstances, you may or may not have all of the items listed. That's okay. Just gather what you can and we'll build from there.

At our first meeting you'll be asked questions about your lifestyle and what you hope to accomplish. If needed, we'll also provide you with questionnaires and other tools to help you formulate your goals and get you started with the planning process.

It's never too late to begin!