Alberty Asset Management provides retirement planning on a fee-only, project-by-project basis. These services are designed for self-directed individuals seeking periodic help with specific retirement planning issues.

As part of the planning process, we'll discuss your goals and priorities, lifestyle, time frame, tolerance for market volatility, investment experience, and tax issues that may impact the success of long-term planning.

We are often asked to help clients answer the following types of questions:

• Have I saved enough to retire?
• Will I be able to maintain my current lifestyle in retirement?
• Given the market volatility and damage to my portfolio this past year, will I need to adjust my retirement timetable?
• How can I be sure that my savings won't run out?
• Once I retire, how do I generate income from my portfolio?
• Should I take a lump sum distribution from my pension plan?
• I've changed jobs. What should I do with my 401(k)?
• Is my portfolio allocated to maximize my return while minimizing my risk?
• When do I need to begin taking required minimum distributions from my IRA?
• How do I consolidate my accounts and simplify my record keeping?

These questions and conversations often lead to the following types of projects:

• Retirement feasibility analysis
• Portfolio design, allocation, or update
• Investment evaluation - including suitability, quality, tax efficiency, and diversification
• Retirement plan distribution and income analysis
• Account consolidation

Taking a proactive approach to retirement planning can protect a lifetime of hard work and investment growth from the impact of inflation and taxes. It can also provide the framework and security needed to live life to the fullest.

It's never too late to begin!

<< back to services